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Enroll freeWhat are Business Phone Systems?
Cloud-based phone systems and payment processing tools that handle business communications and transactions.
Modern phone systems combine VoIP, SMS, and video with CRM integrations. Payment processing tools handle transactions securely across multiple channels.
Who is Phone Systems & Payment Processing for?
Business phone systems are used by sales teams, customer support departments, and small business owners. Payment processing is essential for any business that accepts payments.
How can you benefit from Phone Systems & Payment Processing?
Cloud phone systems reduce communication costs, provide professional auto-attendant features, enable remote work, and integrate with your CRM. Payment processors let you accept payments anywhere with transparent pricing.
Signs it may be time to level up your Phone Systems & Payment Processing:
- Using personal cell phones for business calls with no tracking?
- Missing customer calls because you don't have a professional phone system?
- High payment processing fees eating into margins?
- No integration between phone system and CRM?
- Struggling to accept payments across multiple channels?
Top Software for Phone Systems & Payment Processing
Cloud communications platform with phone, video, messaging, and contact center.
Learn why it's right for my business →Business phone system with AI-powered features and unified communications.
Learn why it's right for my business →Payment processing platform for internet businesses with APIs for every payment method.
Learn why it's right for my business →Payment processing with POS hardware, e-commerce, and business management tools.
Learn why it's right for my business →Global payment platform for online transactions, invoicing, and business payments.
Learn why it's right for my business →Need Help Deciding Between The Options?
Scan how each tool stacks up on the dimensions that matter for a buying decision.
| Capability | RingCentral | Nextiva | Grasshopper | Stripe | Square | PayPal |
|---|---|---|---|---|---|---|
| Cloud business phone (UCaaS) | Best in class | Best in class | Yes | No | No | No |
| Contact center features | Best in class | Yes | No | No | No | No |
| AI-assisted call handling | Yes | Best in class | Partial | No | No | No |
| Online payment processing | No | No | No | Best in class | Yes | Best in class |
| POS / in-person payments | No | No | No | Yes | Best in class | Yes |
- Cloud business phone (UCaaS)Best in class
- Contact center featuresBest in class
- AI-assisted call handlingYes
- Online payment processingNo
- POS / in-person paymentsNo
- Cloud business phone (UCaaS)Best in class
- Contact center featuresYes
- AI-assisted call handlingBest in class
- Online payment processingNo
- POS / in-person paymentsNo
- Cloud business phone (UCaaS)Yes
- Contact center featuresNo
- AI-assisted call handlingPartial
- Online payment processingNo
- POS / in-person paymentsNo
- Cloud business phone (UCaaS)No
- Contact center featuresNo
- AI-assisted call handlingNo
- Online payment processingBest in class
- POS / in-person paymentsYes
- Cloud business phone (UCaaS)No
- Contact center featuresNo
- AI-assisted call handlingNo
- Online payment processingYes
- POS / in-person paymentsBest in class
- Cloud business phone (UCaaS)No
- Contact center featuresNo
- AI-assisted call handlingNo
- Online payment processingBest in class
- POS / in-person paymentsYes
Choose RingCentral if…
Enterprise unified communications with carrier-grade reliability.
Choose Nextiva if…
SMB business phone with AI and built-in CRM.
Choose Stripe if…
Internet businesses needing programmable payments.
Choose Square if…
In-person retail and restaurants needing POS + payments.
Choose PayPal if…
Consumer-trusted checkout option that lifts conversion.
Features and pricing tiers change frequently. Always confirm the latest details on each vendor's official website before making a buying decision.
Head-to-head deep dives
Need help choosing the right phone systems & payment processing tools?
Our consultants can audit your current stack and recommend the best fit for your team's needs and budget.
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